1) Primary documents
These include your birth certificate, marriage certificate. Will be needed when transferring assets to your heirs.
2) Insurance details
The purpose of life insurance will be defeated if your family is in the dark. Make a list of all the policies, mentioning the name of insurers, policy numbers, insured sums and the tenures.
3) Pension documents
If you have the account, mention the account number and nomination details. Give the pension account number with your employer.
4) Property papers
All property-related documents should be in one place. If the property is mortgaged, keep photocopies. Mention the loan account number and the latest outstanding amount. If property is insured, mention policy coverage.
5) Bank account details
Make a list of various bank accounts, giving the name of the bank, the account number, holding pattern and the nomination details.
6) Bank locker details
Mention the name of bank, locker number, ownership pattern and whereabouts of the key. Maintain an inventory of items kept in the locker and update every time you operate it.
7) Account details
Give the name of depository partner, account number and nomination details. If possible, update the details of the securities in the account.
8) Other investments
Give details of the account and folio numbers of other post office investments. Make a list of mutual fund investments, mentioning folio numbers, ownership pattern and nomination details.
9) Loans and Receivables
If you have taken or given private loans to relatives or friends, mention the amount and the date by when these are payable/receivable.
10) Online 10 passwords
Though these are to be kept secret, keep a list for emergency reference. Mention the website, the online ID and the password.
Keep this in mind
This information is to be kept secret and accessed only if the main breadwinner of the family has either died or is in a medical emergency.
Make sure to update the information regularly. How often you do this depends on your convenience and the changes in investments.